Have you been putting off applying for a car loan because the banks have tightened their requirements? Do you think your credit is not good enough to get approved for that new Nissan that you have been wanting? If so, put those thoughts aside because getting an auto loan has just gotten a little bit easier.
The government now has a program in which auto loans are guaranteed because they are sold to investors. This means that banks are being less stingy with their money and more consumers are hearing those four glorious words – “You have been approved.” But that’s not even all of the good news! In addition to relaxing their high standards recently, lending institutions are charging consumers less for their loans with lower interest rates. This is good news for the auto industry which has certainly seen better days than in the last few years.
During the third quarter last year, lending institutions increased the number of loans they gave out by more than five percent when compared to the second quarter. Those numbers are reported by Experian Automotive. The month of December was even better for car buyers with average credit. Part of the reason for December being a good month is also because dealers are trying to lessen their inventory in time for the new year, but it was still a silver lining that we can all appreciate.
So get down to your Nissan dealers and apply for that auto loan if you’ve been putting it off. With the relaxed standards, you may just hear those four coveted words – “You have been approved!”
Awhile back, the engineers at Nissan created a one-of-a-kind paint for the automaker’s vehicles that “heals” itself if it gets scratched. Now, the Japanese company has licensed its “Scratch Shield” paint to a mobile phone company, too.
The Philadelphia Phillies gave it their best shot at back-to-back baseball championships earlier this month. Unfortunately, the New York Yankees were just a tad bit better and took that dream away from the Phillies. But now it’s time to look forward instead of dwelling on what the team should have done. Here are some of the changes you may see in the Phillies lineup for next season.
If you have been paying attention to the texting while driving debate, you know that several states in the nation have already banned drivers from doing those two activities at the same time. Legislators in Pennsylvania have been debating the issue for some months now and The Keystone State may be the next to ban this bad habit.
Now that we are into November, the cold and frigid winter weather is just around the corner. Depending on the area of the country you live in, you may have already experienced a taste of it. Hopefully, you have already prepared your
This is our last installment for now in honor of last week’s National Teen Driving Safety Week. Here are some final suggestions for helping your teen stay safe behind the wheel of your
As we discussed on here last week, your teen is at just as much risk behind the wheel whether they are driving after school during the week or after midnight on the weekends. That’s why we would like to offer some suggestions to help them stay safe regardless of when they are behind the wheel.
Do you let your teen drive your 


